Marine Charbonnier has joined AXA Corporate Solutions (since September AXA XL, a division of AXA) in 2013 as Head of Integrated solutions, Alternative Risk Transfer, for clients of AXA Group. She helps industrial corporate clients identify and set up financial solutions for their very specific risks and fine-tune tailor made policies. These Integrated / Structured solutions (also known as A.R.T. solutions) require inflexible quality standards, a high level of technical and financial skills and a real proactivity in problem solving. In addition, Marine specializes in coordinating all captive expertise and services within the AXA Group and enables their deployment for AXA XL clients. Marine has been evolving in the Alternative Risk Transfer market since the beginning of her career in 1992, and has developed strong skills in advice, negotiation, set-up up and management of Integrated/ Structured solutions. She has been recognized one of the 50 most influential figures of the international captive market (Captive Review 2017 & 2018). Marine is the author of a serious of technical articles. She is external partner of AMRAE. Marine is graduate in Finance (MS Finance / ESCP Europe 92), Management (IAE/Paris I La Sorbonne) and Econometric sciences (Masters degree / Paris X).